Guide to Paying Down Student Loans
April 18, 2022
Help your employees find ways to manage their student debt with: Refinancing options Repayment plans Forgiveness Programs Loan Consolidation These strategies can ease your employee’s financial headaches so they can focus on being productive in the workplace. Download the Infographic >> Larry Kavanaugh, Jr. AIF®, CPFA, CLU, ChFC 950-A Union Rd. Suite 31 West […]
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Pros and Cons of Guaranteed Lifetime Income
April 11, 2022
Annuities and similar products may help address retirement readiness in an aging workforce. People are living longer, which means they may need their retirement savings to last decades. As a result, nearly half (48%) of participants are concerned about outliving their retirement savings.[1] Many Americans don’t know how to transform their savings into retirement income. […]
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Video: Building Turnover Resistant Benefits
March 14, 2022
If you’ve noticed that recruiting and retaining is becoming more difficult by the day, you’re not alone. Note that 66% of employees have their foot out the door.[1] Why? Better compensation and corporate benefits Better work-life balance Lack of recognition However, it’s the same reasons they choose to stay. How can employers enhance and combine […]
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Cybersecurity: Protect Your Retirement Data
March 7, 2022
With trillions of dollars in America’s retirement savings plans, your employee’s hard-earned savings are not immune to cybercriminals. Hackers are getting smarter every day, and all they need to drain an account is a name, SSN, date of birth, address and social media intel. Take a peek at our easy-to-use checklist of online security tips […]
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Diversity, Equity and Inclusion and its Impact on Retirement Plans
February 14, 2022
Today’s workforce spans a variety of abilities, skills, experiences and cultural backgrounds that bring exceptional value. It is beneficial to understand and recognize these differences to achieve exceptional results. This remains true when offering, communicating and promoting your company’s retirement plan. Raising Awareness Thankfully, your retirement plan is no stranger to reporting. From participation […]
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Guide to DOL Audits
February 7, 2022
DOL Audits happen, are you prepared? By taking proactive measures, conducting due diligence and documenting your plan actions, you can help position your 401(k) plan to pass an audit. To help you prepare, here are 8 key steps and a list of fiduciary documents to have on hand. Get our Guide to Understanding DOL Audits […]
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2022 Compliance Calendar
February 1, 2022
Stay ahead of deadlines with help from our annual Compliance Calendar. If you have any questions about deadlines or information requested, please contact us to review today! 2022 Compliance Calendar
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Do ESGs Fit Into Our Retirement Plan?
January 24, 2022
The value-driven workplace and its implications for retirement plans Your workplace may be evolving in many facets, from remote options to new generations coming into the workforce. These changes reflect those of the larger social climate and, in turn, employee priorities, values and expectations. Many professional and financial decisions are being influenced by these […]
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How to Prepare for a 401(k) Audit
January 18, 2022
If the term ”audit” makes you uncomfortable, anxious or even scared, you are not alone. Last year, the Department of Labor (DOL) closed 1,122 civil investigations with 754 (67%), resulting in fees, repayments or corrective actions.[1] The agency collected over $3.12 billion in direct payments to plans, participants and beneficiaries. This represents a whopping 300% […]
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Q1 2022 Newsletter: Fiduciary Plan Governance Edition
January 10, 2022
The workforce is changing as we know it, and efforts like DEI, sustainable ESG investing and proactive preparation for DOL audits can help employers like you keep up with this transformative period. As you look for new ways to refresh your retirement plan in the new year, consider the trending opportunities outlined in the Q1 […]
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Video – Get to Know Your Retirement Plan Committee
December 6, 2021
If you think you’re alone in managing your 401(k) plan, think again! A Retirement Plan Committee is a dedicated group that manages investment options, oversees retirement plan administration and provides fiduciary oversight and accountability. In this two-minute video, learn who should be on your committee, how to formalize your team, how to oversee your plan […]
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Live your Best Life: Now and In Retirement
November 29, 2021
Americans are living longer than ever before. Life expectancy is now at 79 years old, and many employees will need to save enough to live 17+ years in retirement. How financially prepared are your employees to enter into this next stage of life? Saving more today can make a huge difference. Share this questionnaire with your […]
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